Comments on **Star and Stripes**

Whitney has commented about the risk of going into yet another depression in her Original Editorial posted on **Stars & Stripes** . I do agree with her in a way that the current economic condition of the country is not in a good shape. As we heard from Federal Reserve Chairman, Ben Bernanke that the overall economy is slowing down and we are very close to get into recession. But I do not believe that High energy price is the main reason for this cause. It is, in fact, is mainly caused by mortgage market failure. Many banks like Citibank are in big trouble for not getting payment from consumers. Records numbers of houses are going out for foreclosure. Many financial companies and banks are laying off records numbers of employees. Therefore, I believe that the mortgage market failure is the main reason for the US economy downturn and then comes the rest.